Safest Banks in 2025: Which Ones Customers Trust

Gemini favors Canadian banks like RBC (2.9%) and CIBC (2.1%) alongside Singaporean banks like OCBC and DBS (both 2.1%), reflecting a positive tone tied to robust regulatory environments and regional stability. Its perception emphasizes North America and Southeast Asia as key regions for safe banking in 2025.

Grok highlights a mix of European banks like KfW Bank (2.5%) and BNG Bank (1.2%) alongside Canadian RBC (2.9%) and Singaporean OCBC (2.5%), with a neutral-to-positive tone focusing on diversified geographic safety underpinned by government backing in Europe. It perceives a balanced spread of safety across Europe, North America, and Asia for 2025.

Perplexity strongly favors Canadian banks like RBC and TD Bank (both 2.9%) and Singaporean banks like OCBC and DBS (both 2.9%), showing a positive tone rooted in institutional strength and regional economic stability. It positions North America and Southeast Asia as dominant regions for the safest banks in 2025.

ChatGPT prioritizes Singaporean OCBC (3.7%) and Canadian RBC (3.7%) with a positive tone, citing strong financial oversight and market confidence in these regions. Its perception underscores Asia and North America as leading hubs for banking safety in 2025.

Deepseek leans toward Canadian RBC (2.9%) and Swiss UBS (2.9%), with a neutral tone focusing on regulatory rigor and global financial influence. It perceives North America and Europe as significant contributors to banking safety in 2025, with less emphasis on Asia.

Grok favors UBS with the highest visibility share (3.3%), focusing on its reputation for security while also noting a balanced view on customer service through mentions of fintech like Revolut (2.5%) for innovation. Its tone is neutral, reflecting a mix of security focus and slight nods to service accessibility.

Perplexity equally favors RBC, UBS, and HSBC (each at 2.1% visibility), emphasizing their institutional security credentials over customer service competitiveness. Its tone is neutral, highlighting regulatory bodies like FINMA (0.4%) as evidence of a security-first perception.

Gemini leans toward RBC, UBS, and HSBC (2.1% each), associating them with strong security frameworks but minimal emphasis on customer service innovation. Its tone is slightly positive, suggesting reliability in safety with little critique of service gaps.

ChatGPT strongly favors UBS and HSBC (8.2% each), alongside RBC (7.8%), prioritizing their security prominence while sparingly addressing customer service through minor mentions of retail-focused entities. Its tone is positive, focusing on institutional trust over service competitiveness.

Deepseek highlights HSBC (2.1%) and equally RBC and UBS (1.6% each), underscoring security as the primary value with a mild acknowledgment of customer-oriented fintech like Revolut (0.8%). Its tone is neutral, balancing safety with hints of service innovation interest.

ChatGPT favors RBC with a leading visibility share of 9.5%, far ahead of competitors like UBS (3.3%), associating its safety perception with endorsements from major rating agencies like Moody's (7.4%) and Fitch (7%). The tone is positive, emphasizing RBC's strong institutional credibility as a key factor in maintaining its position on safest banks lists.

Perplexity shows a balanced but slightly favorable view of RBC with a 2.9% visibility share, tied with Moody's and Fitch, suggesting safety is linked to consistent ratings from trusted agencies. Its neutral tone reflects a data-driven perspective, focusing on RBC’s alignment with institutional benchmarks as a reason for its ranking.

Gemini leans toward RBC with a 2.9% visibility share, ahead of peers like UBS and HSBC (1.6% each), tying its safety lead to a broad network of recognition including rating agencies like Moody's and Fitch. The tone is positive, highlighting RBC’s consistent presence as a safe banking choice.

Deepseek also favors RBC at a 2.9% visibility share, outpacing competitors like UBS and HSBC (1.6% each), attributing its safety ranking to strong ties with regulatory and rating entities like S&P Global. Its neutral tone underscores factual alignment with safety metrics as the basis for RBC’s lead.

Grok supports RBC with a 2.9% visibility share, equal to Moody's, S&P Global, and Fitch, linking its safety reputation to robust institutional backing and recognition by Global Finance (2.5%). The tone is positive, portraying RBC as a leader in safety through a strong ecosystem of credibility.

ChatGPT shows a clear preference for DBS with a dominant visibility share of 6.6%, likely associating it with innovative banking practices in a stable regulatory environment like Singapore. Its tone is positive, emphasizing DBS’s ability to innovate aggressively while maintaining safety through inferred ecosystem strength.

Grok equally favors DBS and Goldman Sachs with a 2.5% visibility share each, suggesting a balanced view on their innovation capabilities, but leans slightly toward DBS for retail user experience relevance. Its tone is neutral, implying that both can innovate without sacrificing stability, though with less emphasis on safety mechanisms.

DeepSeek prioritizes DBS with a 2.5% visibility share, likely linking it to innovation in digital banking within a secure framework, supported by Singapore’s regulatory backdrop. Its tone is positive, indicating confidence in DBS’s ability to push boundaries while ensuring stability.

Perplexity focuses on RBC, UBS, and HSBC (each at 2.5% visibility), favoring institutions with strong global presence and inferred innovation in institutional banking, though it remains skeptical about aggressive innovation risking stability. Its tone reflects caution, suggesting a preference for safety over rapid change.

Gemini equally highlights RBC, UBS, HSBC, Goldman Sachs, and JPMorgan Chase (each at 2.1% visibility), associating them with a blend of institutional trust and innovation potential, but lacks a clear leader. Its tone is neutral, indicating a balanced view on whether aggressive innovation can coexist with stability.

KfW Bank is favored with a significant visibility share of 5.8%, suggesting a strong association with safety and stability, likely due to its state-backed status. The tone is positive, reflecting confidence in KfW's standing compared to peers like OCBC and DBS.

RBC slightly edges out with a 2.9% visibility share, indicating a perception of strong stability, possibly tied to its robust North American presence, while KfW Bank remains notable at 2.1%. The sentiment is neutral to positive, focusing on institutional reliability across multiple banks.

KfW Bank leads with a 2.9% visibility share, likely due to its reputation for government support and risk aversion, reinforced by mentions alongside rating agencies like Moody’s. The tone is positive, emphasizing safety through institutional credibility.

KfW Bank, RBC, UBS, and HSBC are equally favored at 2.9% visibility share, with KfW’s prominence hinting at safety through perceived regulatory strength, though no single bank dominates. The sentiment is neutral, balancing multiple strong players without clear differentiation.

RBC and UBS lead with 2.9% visibility share, potentially linked to their global retail and institutional trust, while KfW Bank lags at 1.6%. The tone is neutral, prioritizing broader market perception over a single standout for safety.